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Life insurance Quote

Expected Amount Assured: RM

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Education Plan Quote

Expected Savings: RM

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Education Info

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Investment Link Quote

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Amount of protection RM

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Medical Plan Quote

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Grow your investment while being covered

Get an Investment-Link quote!

Investment-Link Plan

Using cash value life insurance as an investment may be an option you hadn't considered. There are many ways that using this type of tool can help to strengthen the way you currently spend your money and manage your finances.

Life insurance as an investment plan uses many of the strongest financial principles to help build a stronger investment portfolio. Not only does life insurance offer strong growth, it also offers us a place to put our money where we can have a growth benchmark, making us not only smarter investors but also giving us much better growth without the risk.

SmartProtect Essential Insurance

This plan is a regular premium investment-linked insurance with access to professionally managed Unit Funds with the benefit of the life insurance cover & medical benefits as riders.

This affordable plan allows you to achieve your goals and live the life you want while providing you with a safe protection. You will enjoy comprehensive coverage against unexpected events from as low as RM100 a month and you can further enhance your protection with additional hospitalisation and medical benefits.

from RM100
Benefits: Death, Critical illness & TPD
Bonus: additional 10% increase in annual medical coverage limit every 3 years
Flexibility: on protection and investment levels
Premium Waiver Policy becomes free if payer no longer available
Tax relief: Yes

Smart Protect Max

SmartProtect Max is a pure protection plan which offers long-term coverage up to 30 years with flexible premium payment terms of 5, 10 or 20 years. With coverage starting from RM500,000, you have the opportunity to advance towards your goal of protecting what is most precious to you, helping your loved ones to continue on with their lives should the unexpected happen.

from RM200
Sum assured: from RM500,000 onwards
Payment terms: from 5, 10 or 20 years
Coverages: Death or TPD
Growth: 1% added every year to sum assured
Addition: Use as your MRTA for housing loan

Invest and Grow

Investment-linked insurance policies (ILPs) have both life insurance and investment components. Your premiums are used to pay for units in investment–linked funds of your choice.

Read more here

Grow your investment with us

Company informations

Guru Agency
Ramesh

Kulim
Penang

Contact details

E-mail address:
getinsuredmy@gmail.com

(+019) 69 22 825

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