SmartProtect Essential Insurance
This plan is a regular premium investment-linked insurance with access to professionally managed Unit Funds with the benefit of the life insurance cover & medical benefits as riders.
This affordable plan allows you to achieve your goals and live the life you want while providing you with a safe protection. You will enjoy comprehensive coverage against unexpected events from as low as RM100 a month and you can further enhance your protection with additional hospitalisation and medical benefits.
|Benefits:||Death, Critical illness & TPD|
|Bonus:||additional 10% increase in annual medical coverage limit every 3 years|
|Flexibility:||on protection and investment levels|
|Premium Waiver||Policy becomes free if payer no longer available|
Smart Protect Max
SmartProtect Max is a pure protection plan which offers long-term coverage up to 30 years with flexible premium payment terms of 5, 10 or 20 years. With coverage starting from RM500,000, you have the opportunity to advance towards your goal of protecting what is most precious to you, helping your loved ones to continue on with their lives should the unexpected happen.
|Sum assured:||from RM500,000 onwards|
|Payment terms:||from 5, 10 or 20 years|
|Coverages:||Death or TPD|
|Growth:||1% added every year to sum assured|
|Addition:||Use as your MRTA for housing loan|